Savings & term deposit rates

Last updated August 18, 2026

These rates apply to personal savings, standard term deposits, and notice accounts for retail members of Acme Mutual. Introductory and promotional offers can change without notice and eligibility rules apply where bonus pricing is shown.

Savings accounts

Account	Base rate	Bonus rate
Everyday Saver	0.55% p.a.	—
Bonus Saver	1.45% p.a.	+2.10% p.a. intro 4 months
Member Saver	1.10% p.a.	+0.40% p.a. with salary credit

Term deposits

Term	Rate
6 months	4.75% p.a.
12 months	5.15% p.a.
24 months	5.25% p.a.

Notice accounts

Notice accounts pay a higher rate than everyday savings when you agree to give advance notice before withdrawing funds. Interest is calculated daily and paid monthly.

Notice period	Rate	Minimum balance
31 days	4.10% p.a.	$5,000
60 days	4.45% p.a.	$10,000
90 days	4.80% p.a.	$25,000

Bonus rates apply only while account conditions are met, including no more than one withdrawal in the month and a net balance increase of at least $250. Break costs may apply to term deposits redeemed before maturity. Notice accounts require the full notice period before funds can be released without penalty.

Interest rates are quoted per annum and are subject to change for variable products.

Term deposit and notice account offers may differ for balances above $250,000 or where a broker introduces the application.

Tax may be withheld from interest where required by law; members should seek their own tax advice.