Personal loan interest rates
Unsecured personal loans from $2,500 to $75,000. Rates shown assume excellent credit, automatic payments from an Acme checking account, and a 48-month term unless noted otherwise.
Secured loans may qualify for lower APRs when you pledge eligible Acme deposit collateral. Final pricing is confirmed after application, identity verification, and affordability review.
| Loan type | APR range | Term |
|---|---|---|
| Fixed-rate personal loan | 7.29% – 17.49% | 24–72 months |
| Debt consolidation | 7.79% – 18.99% | 24–72 months |
| Secured personal loan | 6.49% – 14.99% | 12–60 months |
| Home improvement (unsecured) | 8.19% – 19.49% | 24–84 months |
Autopay from an Acme checking account reduces the APR by 0.25% on fixed-rate products when payments remain current.
Origination fees, if any, are disclosed before you accept the loan.
APR ranges are illustrative. Your rate depends on credit score, loan amount, term, and product selected.
Loans are subject to credit approval and may require proof of income and identity.