Business checking fees

Last updated August 18, 2026

Business checking pricing varies by activity level, average collected balances, and whether you elect treasury services such as positive pay, remote deposit capture, or same-day ACH origination. Fees are quoted in US dollars.

Analysed accounts receive an earnings credit that can offset certain transaction and maintenance charges. Your monthly analysis statement shows how credits were applied and which items remained billable.

Account	Monthly fee	Waiver
Acme Business Simple	$22	Waived with $3,000 average ledger balance
Acme Business Plus	$40	Waived with $12,000 average ledger balance
Acme Business Analysed	$54	Earnings credit may offset fee
Acme Business Nonprofit	$15	Waived with $1,500 average ledger balance

Transaction fees

Service	Fee
Domestic wire (outgoing)	$32
International wire (outgoing)	$50
Stop payment	$38
Returned deposited item	$12

Treasury management clients may receive earnings credits that offset certain analysed charges. Messenger, cash vault, positive pay, and returned item services are billed separately where those services are used.

Waiver thresholds are measured monthly and can change if your account package or relationship balance changes.

Deposited item, cash handling, and online banking entitlements are described in the business services schedule.

Foreign exchange conversions on international wires are priced separately and may include a margin on the mid-market rate.