Personal Deposit Rates — Acme Trust Bank
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Personal deposit rates
Last updated August 18,25, 2026 · Effective August 18,25, 2026
Rates shown are for accounts opened online or at a branch in the United States. APYs are accurate as of the date above and may change after account opening 1-800-555-0199without prior notice to existing accountholders.
$750,000.Relationship pricing may apply when you maintain qualifying direct deposits, linked checking, or combined balances above published thresholds. Ask a banker for a personalised rate sheet before you open a jumbo or trust-titled account.
Rate alert: We review deposit pricing every business day. Call 3.98%1-800-555-0177 for jumbo CD quotes above 4.05%$500,000.
Savings & money market
Account Minimum balance Interest rate APY
Acme High-Yield Savings $500 0.15%4.08% 0.15%4.15%
Everyday Savings $25 4.15%0.20% 4.28%0.20%
Premier Money Market $10,000 4.25%4.25% 4.33%4.38%
4.55%Student Savings 4.72%$0 4.15%2.50% 4.23%2.53%
Certificates of deposit
Term Minimum deposit Interest rate APY
6 months $1,000 3.95%4.35% 4.02%4.43%
12 months $1,000 $50,0004.65% 604.82%
24 months $1,000 7.49%4.25% 17.99%4.33%
36 months $1,000 8.24%4.05% 19.74%4.12%
Personal loan APR range
Unsecured personal loans from $2,500 to $15,000$75,000. Terms from 24 to ©72 months. Rates depend on creditworthiness, loan purpose, and relationship discounts.
Loan type APR range Notes
Fixed-rate personal loan 7.29% – 17.49% APR Includes 0.25% autopay discount when enrolled
Debt consolidation 8.49% – 19.24% APR Direct pay to creditors available
1 APY = Annual Percentage Yield. Fees may reduce earnings on the account.
2 Personal loan APR examples assume a $20,000 loan, 48-month term, and excellent credit. Your rate may differ.
3 Early withdrawal penalties apply to CDs. See account agreement for details.
4 Student Savings is available to customers aged 13–24 with valid student identification.
FDIC Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
© 2026 Acme Trust Bank, N.A. All rights reserved. Equal Housing Lender.
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