Personal Deposit Rates — Acme Trust Bank
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Personal deposit rates
Last updated August 18, 2026 · Effective August 18, 2026
Rates shown are for accounts opened online or at a branch in the United States. APYs are accurate as of the date above and may change after account opening.
Rate alert: We review deposit pricing every business day. Call 1-800-555-0199 for jumbo CD quotes above $750,000.
Savings & money market
Account Minimum balance Interest rate APY
Acme High-Yield Savings $500 3.98% 4.05%
Everyday Savings $25 0.15% 0.15%
Premier Money Market $10,000 4.15% 4.28%
Certificates of deposit
Term Minimum deposit Interest rate APY
6 months $1,000 4.25% 4.33%
12 months $1,000 4.55% 4.72%
24 months $1,000 4.15% 4.23%
36 months $1,000 3.95% 4.02%
Personal loan APR range
Unsecured personal loans from $2,500 to $50,000. Terms from 24 to 60 months. Rates depend on creditworthiness and relationship discounts.
Loan type APR range Notes
Fixed-rate personal loan 7.49% – 17.99% APR Includes 0.25% autopay discount when enrolled
Debt consolidation 8.24% – 19.74% APR Direct pay to creditors available
1 APY = Annual Percentage Yield. Fees may reduce earnings on the account.
2 Personal loan APR examples assume a $15,000 loan, 48-month term, and excellent credit. Your rate may differ.
3 Early withdrawal penalties apply to CDs. See account agreement for details.
FDIC Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
© 2026 Acme Trust Bank, N.A. All rights reserved. Equal Housing Lender.
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