Personal Deposit Rates — Acme Trust Bank

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Personal deposit rates

Last updated August 25, 2026 · Effective August 25, 2026

Rates shown are for accounts opened online or at a branch in the United States. APYs are accurate as of the date above and may change after account opening without prior notice to existing accountholders.

Relationship pricing may apply when you maintain qualifying direct deposits, linked checking, or combined balances above published thresholds. Ask a banker for a personalised rate sheet before you open a jumbo or trust-titled account.

Rate alert: We review deposit pricing every business day. Call 1-800-555-0177 for jumbo CD quotes above $500,000.

Savings & money market

Account Minimum balance Interest rate APY

Acme High-Yield Savings $500 4.08% 4.15%

Everyday Savings $25 0.20% 0.20%

Premier Money Market $10,000 4.25% 4.38%

Student Savings $0 2.50% 2.53%

Certificates of deposit

Term Minimum deposit Interest rate APY

6 months $1,000 4.35% 4.43%

12 months $1,000 4.65% 4.82%

24 months $1,000 4.25% 4.33%

36 months $1,000 4.05% 4.12%

Personal loan APR range

Unsecured personal loans from $2,500 to $75,000. Terms from 24 to 72 months. Rates depend on creditworthiness, loan purpose, and relationship discounts.

Loan type APR range Notes

Fixed-rate personal loan 7.29% – 17.49% APR Includes 0.25% autopay discount when enrolled

Debt consolidation 8.49% – 19.24% APR Direct pay to creditors available

1 APY = Annual Percentage Yield. Fees may reduce earnings on the account.

2 Personal loan APR examples assume a $20,000 loan, 48-month term, and excellent credit. Your rate may differ.

3 Early withdrawal penalties apply to CDs. See account agreement for details.

4 Student Savings is available to customers aged 13–24 with valid student identification.

FDIC Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

© 2026 Acme Trust Bank, N.A. All rights reserved. Equal Housing Lender.

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