Personal deposit rates
Rates shown are for accounts opened online or at a branch in the United States. APYs are accurate as of the date above and may change after account opening without prior notice to existing accountholders.
Relationship pricing may apply when you maintain qualifying direct deposits, linked checking, or combined balances above published thresholds. Ask a banker for a personalised rate sheet before you open a jumbo or trust-titled account.
Savings & money market
| Account | Minimum balance | Interest rate | APY |
|---|---|---|---|
| Acme High-Yield Savings | $500 | 4.08% | 4.15% |
| Everyday Savings | $25 | 0.20% | 0.20% |
| Premier Money Market | $10,000 | 4.25% | 4.38% |
| Student Savings | $0 | 2.50% | 2.53% |
Certificates of deposit
| Term | Minimum deposit | Interest rate | APY |
|---|---|---|---|
| 6 months | $1,000 | 4.35% | 4.43% |
| 12 months | $1,000 | 4.65% | 4.82% |
| 24 months | $1,000 | 4.25% | 4.33% |
| 36 months | $1,000 | 4.05% | 4.12% |
Personal loan APR range
Unsecured personal loans from $2,500 to $75,000. Terms from 24 to 72 months. Rates depend on creditworthiness, loan purpose, and relationship discounts.
| Loan type | APR range | Notes |
|---|---|---|
| Fixed-rate personal loan | 7.29% – 17.49% APR | Includes 0.25% autopay discount when enrolled |
| Debt consolidation | 8.49% – 19.24% APR | Direct pay to creditors available |
1 APY = Annual Percentage Yield. Fees may reduce earnings on the account.
2 Personal loan APR examples assume a $20,000 loan, 48-month term, and excellent credit. Your rate may differ.
3 Early withdrawal penalties apply to CDs. See account agreement for details.
4 Student Savings is available to customers aged 13–24 with valid student identification.