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HomePersonal loans › Rates

Personal loan interest rates

Last updated August 18, 2026

Unsecured personal loans from $2,500 to $50,000. Rates shown assume excellent credit, automatic payments from an Acme checking account, and a 36-month term.

Loan type APR range Term
Fixed-rate personal loan 7.49%17.99% 24–60 months
Debt consolidation 7.99%19.24% 24–60 months
Secured personal loan 6.74%15.49% 12–48 months