Personal & Car Loan Rates — Acme Savings

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Personal & car loan rates

Last updated July 15,August 25, 2026

These indicative rates apply to standard retail lending and are based on loan purpose, security, and term. Your personalised rate is confirmed after application, affordability checks, and any security valuation are complete.

11.95%Green vehicle loans receive a discounted rate when the financed car meets our published emissions threshold. Unsecured lending is available for debt consolidation, travel, and home improvement purposes.

Loan Interest rate Comparison rate

Unsecured personal loan 12.42%11.75% p.a. 8.19%12.21% p.a.

Car loan (new, secured) 8.59%7.99% p.a. 9.09%8.38% p.a.

Car loan (used, secured) 9.54%8.89% p.a. depending9.33% p.a.

theGreen car loan (new, secured) selected and whether the loan is fixed.7.49% p.a. ©7.86% p.a.

Comparison rates include the interest rate plus most mandatory fees. Secured loans normally require comprehensive insurance over the financed vehicle and evidence that registration remains current for the full term of the loan.

Applications are subject to responsible lending checks and proof of income, address, and identity.

Early repayment fees may apply on fixed-rate personal loans; documentation and establishment fees vary by product.

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