Home Loan Fees — Acme Trust Bank

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Home loan fees & charges

Last updated August 25, 2026

Fees below apply to new owner-occupier and investment home loans settled on or after the date shown. Package, valuation, and discharge fees are quoted in Australian dollars unless stated otherwise. Your loan contract lists the fees that apply to your account.

Construction and split-loan facilities may attract additional progress inspection or switch fees that are not shown in the standard schedule. Ask your banker for a personalised fee summary before you apply.

Fee Amount When charged

Loan establishment fee $705 At settlement

Annual package fee (Premier Home Package) $450 Yearly on anniversary

Rate lock fee (60 days) $250 When lock is requested

Discharge fee $395 When loan is paid out

Government registration costs, valuation fees, lenders mortgage insurance, and settlement agent charges are not included in the table above and may apply separately depending on the loan structure and property state.

Package fees may bundle an offset account, discounted rate, and annual credit card fee waiver.

Bridging facilities can attract daily interest and extension fees in addition to the standard charges shown.

© 2026 Acme Trust Bank, N.A. All rights reserved. Equal Housing Lender.

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