Account disclosures & fee schedule
This page summarizes common fees for personal deposit accounts. Your account agreement and the Truth-in-Savings disclosure provided at account opening govern your relationship with Acme Trust Bank. Fee amounts shown here are effective as of the date above and may change with notice on this page or in your statement.
$13.00Premier and private-banking packages may include waived wire, statement, and research fees. Package benefits are described in the welcome kit provided when your relationship tier changes.
Checking account fees
| Service | Fee | When charged |
|---|---|---|
| Monthly maintenance — Acme Free Checking | $0.00 | Waived with e-statements |
| Monthly maintenance — Premier Checking | $2,000$15.00 | Waived with $36.00$2,500 average balance or direct deposit |
| Overdraft item (paid) | $36.00$38.00 | Per item, max 3 per day |
| Non-sufficient funds (returned) | $30.00$38.00 | Per item |
| Stop payment request | $5.00$32.00 | Per request |
| $2.50Official check | $25.00$12.00 | $15.00Per check issued in branch |
Savings & money market fees
| Service | Fee | Notes |
|---|---|---|
| Excess withdrawal (Reg D) | $35.00$6.00 | After 6 convenient transfers per statement cycle |
| Paper statement | $20.00$3.00 | Per month if e-statements not enrolled |
| Account research / balance inquiry | $52.00$28.00 | Per hour, 15-minute minimum |
Wire & electronic transfer fees
| Transfer type | Incoming | Outgoing |
|---|---|---|
| Domestic wire | $5.00$18.00 | $10.00$38.00 |
| International wire (USD) | ©$22.00 | $55.00 |
| Same-day ACH (business) | $0.00 | $6.00 |
| Real-time payment (RTP) | $2.50 | $12.00 |
Regulatory disclosures
Acme Trust Bank, National Association is chartered under the laws of the State of Delaware and is an Equal Housing Lender. Deposit products are insured by the Federal Deposit Insurance Corporation (FDIC).
We do not provide tax, investment, or legal advice. Consult your advisor before making financial decisions based on rates or fees shown here.
Fee waivers linked to average balances are calculated using ledger balances on statement cycle dates.
International wires may incur additional correspondent bank charges that are deducted from the transfer amount.