Account Disclosures & Fees — Acme Trust Bank

Fictional demo institution for Compare Versions monitoring — not a real bank.
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Account disclosures & fee schedule

Last updated August 18, 2026

This page summarizes common fees for personal deposit accounts. Your account agreement and the Truth-in-Savings disclosure provided at account opening govern your relationship with Acme Trust Bank. Fee amounts shown here are effective as of the date above and may change with notice on this page or in your statement.

Checking account fees

Service Fee When charged

Monthly maintenance — Acme Free Checking $0.00 Waived with e-statements

Monthly maintenance — Premier Checking $13.00 Waived with $2,000 average balance or direct deposit

Overdraft item (paid) $36.00 Per item, max 3 per day

Non-sufficient funds (returned) $36.00 Per item

Stop payment request $30.00 Per request

Savings & money market fees

Service Fee Notes

Excess withdrawal (Reg D) $5.00 After 6 convenient transfers per statement cycle

Paper statement $2.50 Per month if e-statements not enrolled

Account research / balance inquiry $25.00 Per hour, 15-minute minimum

Wire & electronic transfer fees

Transfer type Incoming Outgoing

Domestic wire $15.00 $35.00

International wire (USD) $20.00 $52.00

Same-day ACH (business) $0.00 $5.00

Real-time payment (RTP) $2.50 $10.00

Regulatory disclosures

Acme Trust Bank, National Association is chartered under the laws of the State of Delaware and is an Equal Housing Lender. Deposit products are insured by the Federal Deposit Insurance Corporation (FDIC).

We do not provide tax or legal advice. Consult your advisor before making financial decisions based on rates or fees shown here.

FDIC Member FDIC. Routing number: 021000089 (fictional demo).

© 2026 Acme Trust Bank, N.A. All rights reserved. Equal Housing Lender.

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